Privacy Policy

HRP Insurance & Financial Services ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit a consultation request.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our website.

We may collect personal information that you voluntarily provide to us when you fill out our consultation form, contact us by phone, email, or WhatsApp, or otherwise communicate with us. This may include your name, phone number, email address, age, location, and details about your insurance needs.

We also collect non-personal information automatically when you visit our website, such as your IP address, browser type, device information, pages visited, and the dates/times of your visits. This helps us understand how visitors use our site.

We use the information we collect to respond to your inquiries, provide insurance consultation and quotes, recommend suitable insurance products from our partner insurers, process your requests, communicate with you about policies and services, improve our website and customer experience, and comply with legal and regulatory obligations.

We will never sell your personal information to third parties for marketing purposes.

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. Cookies are small files stored on your device that help us recognize your browser and capture certain information.

You can choose to disable cookies through your browser settings. However, disabling cookies may affect the functionality of certain parts of our website.

We implement reasonable administrative, technical, and physical safeguards to protect the personal information we collect. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Access to your personal information is restricted to our authorized representatives and partner insurers who need the information to assist with your insurance requirements.

We may share your information with licensed insurance companies (such as LIC, SBI Life, Care Health, New India Assurance, Niva Bupa, HDFC Life, and Star Health) solely for the purpose of generating quotes, processing applications, and servicing your policy.

We may also disclose your information when required by law, to protect our rights, or in connection with a business transfer.

Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

We encourage you to review the privacy policy of every website you visit.

You have the right to access, update, correct, or delete your personal information. You may also object to or restrict certain processing of your data. To exercise these rights, please contact us using the information provided below.

We will respond to your request within a reasonable timeframe and in accordance with applicable laws.

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. We will post the updated version on this page and update the effective date.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.